Financial Life Curriculum™

One curriculum for the entire financial life.

Junior Starz teaches financial life as an interconnected system rather than disconnected lessons.

01Money Foundations Academy™

Money, value, habits, goals, needs vs. wants and financial decision-making.

02Saving & Budgeting Academy™

Saving systems, spending plans, emergency funds and financial discipline.

03Banking Academy™

Checking, savings, debit cards, digital banking, fees and account safety.

04Credit & Debt Academy™

Credit reports, scores, APR, loans, cards and responsible borrowing.

05Smart Consumer Academy™

Price vs. value, financing, warranties, subscriptions and total cost.

06Paychecks & Taxes Academy™

Gross and net pay, W-2s, 1099s, withholding and tax fundamentals.

07Insurance & Protection Academy™

Risk, coverage, deductibles, auto, renters, life and identity protection.

08Investing Academy™

Compound growth, stocks, bonds, funds, diversification and long-term investing.

09Entrepreneurship Academy™

Ideas, customers, pricing, revenue, profit, business plans and ownership.

10Real Estate & Homeownership Academy™

Renting, mortgages, closing costs, equity and property fundamentals.

11Career & Income Academy™

Career economics, benefits, negotiation, skills and income growth.

12Digital Money & Safety Academy™

Payments, fintech, cybersecurity, scams, fraud and digital identity.

13Ownership & Wealth Academy™

Assets, liabilities, net worth, ownership and wealth-building systems.

14Family Finance Academy™

Shared goals, household decisions, giving and family financial culture.

15Contracts & Decisions Academy™

Fine print, leases, financing agreements and decision preparation.

16Legacy Academy™

Beneficiaries, inheritance concepts, stewardship and generational knowledge.

Ready to build financial intelligence early?

Explore enrollment, family participation, school implementation and community partnerships.